Casual football hooligan Mike Jacobs is going nowhere in life when he meets old friend Eddie Hill at a football match that turns nasty off the pitch. Under Eddie's tutelage he soon finds himself inducted into the world of credit card fraud, where organized gangs withdraw hundreds of thousands of pounds from cash machines every night. As Mike becomes seduced by the money and women that come with his new lifestyle, the dangers increase and he soon finds events spiraling beyond his control.